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Privacy PolicyPRIVACY POLICYinspo is a product of The Pay Index.Last modified: 6th September 2022Effective 6th September 2022. You can find the previous version of our Privacy Policy hereContents:1. HOW INFORMATION IS PROVIDED TO US2. INFORMATION WE COLLECT ABOUT YOU3. INFORMATION WE RECEIVE FROM OTHER SOURCES4. HOW WE USE YOUR INFORMATION AND JUSTIFICATION OF USE5. WHERE WE STORE YOUR PERSONAL INFORMATION6. DISCLOSURE OF YOUR INFORMATION7. HOW LONG WE RETAIN YOUR PERSONAL DATA8. YOUR RIGHTS9. COOKIES10. THIRD PARTY WEBSITES11. CHANGES TO THIS POLICY12. CONTACTInformation About UsThe Pay Index Limited is registered in England and Wales, having its registered office address at c/o Haines Watts (Berkhamsted) Ltd at 4 Claridge Court Lower Kings Road, Berkhamsted, Hertfordshire HP4 2AF, UK (“our”, “us” or “we” or “The Pay Index”).
What Does This Policy Cover?
Protecting your data, privacy and personal information is very important to The Pay Index. This Privacy Policy (“Policy“) relates to services provided through our website at https://thepayindex.com, and our subsidiary websites https://inspo.uk and https://inspo.online
This Privacy Policy applies to the personal data of:
any web user accessing our website;
individuals registering an account with us and providing personal data through the use of our service; [and]
any representative of a business or institution using our services provided to business or institutional users]]
(our “Website” and “Subsidiary Website") or using any of the services offered via the Website, such as The Pay Index widget on a client or partner website
Definitions

“End User” means any individuals using our services to access compensation data, products and services.

“Controller” means a person or company that decide the purposes for which personal data is used and how it is processed.

“Client” means any business user accessing our data services.

“Partner” means a third party that hosts The Pay Index widget on their website.

“Personal Data” means any information that identifies or relates to a particular individual and also includes information referred to as “personally identifiable information” or “personal information” under applicable data privacy laws, rules, or regulations (collectively the “Data Protection Laws”).

“Client Microsite” is a self-contained collection of webpages built specifically for a client. These typically contain a login portal, and access to specific tools for the user to gain access to. They might also contain other learning documentation and videos.

“Student” (“Student”) means any user that is at school, college or already studying in university or higher education.

“Brand Ambassador” (“Ambassador”) means a person acting on behalf of The Pay Index as its representative and interacts with other University Students.

“Website” means a set of related web pages located under a single domain name namely www.thepayindex.com, and our subsidiary websites https://inspo.uk and https://inspo.online

For the purpose of the General Data Protection Regulation (the “GDPR”)

Website and Client Microsite/s Users
For all respective occasions above we ensure that we comply with existing Data Protection Laws.
Our Client Microsite/s and Website Users is only for those aged 13 or over (Year 9 plus)
Our Client Microsite/s and Website is only intended for use by persons aged at least 13 years of age. DO NOT USE THE PAY INDEX IF YOU ARE NOT AT LEAST 13 YEARS OF AGE.

How to contact us

If you wish to access an older version of our Privacy Policy, please click here or alternatively please contact us
dpo@thepayindex.com

This policy (together with our Terms and Conditions and any other documents referred to therein), sets out the basis on which any Personal Data we collect from you, or that you provide to us, will be processed by The Pay Index.
Please read this privacy policy carefully to understand the types of information we collect from you, how we use that information, the circumstances under which we will share it with third parties, and your rights in relation to the personal data you provide to us.

1. HOW INFORMATION IS PROVIDED TO US VIA INSPO.UK
You will be asked to provide us with your information when you:
· fill in forms on our Website or app inspo.uk and inspo.online or correspond with us by phone, email or otherwise;
· report a problem with our Client Microsite/s; or
· complete any surveys we ask you to fill in (although you do not have to respond to these if you do not want to).
Where you enter any details relating to a third party, you must have obtained clear permission from the individuals whose data you provide us with before sharing that data with us.
For the avoidance of any doubt, any reference in this Privacy Policy to your data shall include data about other individuals that you have provided us with.

2. INFORMATION WE COLLECT ABOUT YOU
The Pay Index acting as a Data Controller or as a separate Data Controller with our Client
In respect of all End Users, with regard to each of your visits to our Website, Subsidiary Website Propella.uk, Subsidiary Websites inspo.uk, inspo.online or use of The Pay Index’s Client Microsite/s, we may automatically collect the following information:
· device-specific information, such as your hardware model, operating system version, unique device identifiers, and mobile network information;
· technical information about your computer, including where available, your IP address, operating system and browser type, for system administration and analytical purposes; and
· details of your visits to our Website or Subsidiary Website Propella.uk or Subsidiary Websites inspo.uk, inspo.online including the full Uniform Resource Locators (URL) clickstream to, through and from our Website (including date and time), length of visits to certain pages, and page interaction information (such as scrolling, clicks, and mouse-overs), details of whether you are using the Website, Subsidiary Websites inspo.uk, inspo.online.
The Pay Index acting as a Data Controller
In respect of End Users of The Pay Index’s Client Microsite/s we collect the following types of information via inspo.uk / inspo.online / app acts as a Data Controller of such Personal Data which is captured as encrypted. Such Personal Data may include but is not limited to:
Contact information such as names, email addresses;
Gender;
Level of Education;
Company Name;
Industry;
Function;
Job Title;
Course;
Primary Major;
Graduation Year;
University;
Free School Meals;
Sexual Orientation;
Disability;
Year of birth;
Password;
[any information which you provide in any free text field provided for completion on our Websites or in the course of the provision of any of our Services.]

We also create, collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.

Certain types of particularly sensitive personal data known as “special categories of personal data” are given additional protection under data protection laws. We current process the following types of special categories of personal data:

· Ethnicity

We invite End Users accessing our services to provide information about their ethnicity. The provision of this data is optional, and you will be able to access our services without providing this data. However, if you do choose to provide information about your ethnicity, this data will be used and stored in accordance with this policy.

3. INFORMATION WE RECEIVE FROM OTHER SOURCES
When using our Platform, we will be in contact with third parties who may provide us with certain information about you in order to enable your use of the Platform:
· Social networks connected to the services. If you provide your social network account credentials to us via the bio field or otherwise sign into the Platform, Website or Subsidiary Websites inspo.uk or inspo.online through a third-party site or service, you understand some content and/or information in those accounts may be transmitted into your Account with us.
· Partners. If you sign up to access inspo through a third party partner website, inspo and/or our partner may indicate that certain data will be shared with that third party.

4. HOW WE USE YOUR INFORMATION AND JUSTIFICATION OF USE
Use of personal information under data protection laws must be justified under one of a number of legal “grounds” and we are required to set out the ground we rely on in respect of each type of personal data which we use, as described in the privacy policy.
The following legal bases apply to our routine use of your personal data:
· Contract performance: where the use of your information is necessary to enter into or perform a contract with you;
· Legal obligation: where we need to use your information to comply with legal obligations;
· Legitimate interests: where we use your information for one of more legitimate business purposes having appropriate regard to your rights and freedoms; and

4.A Purposes for the use of your Personal Data:
In respect of the use of the Platform, The Pay Index uses information held about you (and information about others that you have provided us with) in the following ways:

Types of Personal Data collected‍Purpose for the use of Personal Data? Lawful Basis
University StudentsContact information such as names, email addresses;
Gender;
Level of Education;
Course;
Primary Major;
Graduation Year;
University;
Free School Meals;
Sexual Orientation;
Disability;
Year of birth;
Password
Inspo or Clients may request additional Personal Data to be processed for use of the Platform. To enable students to engage with The Pay Index platform. Contract performance, consent (to the extent you provide any sensitive personal data in any free text box, you are consenting to the processing of such sensitive personal data). To send monthly product communications and re-engagement communications for inactive accounts as part of the Platform Legitimate interest (to ensure the database is accurate and up to date and communicate with users). To administer and improve the Platform and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes in a pseudonymised manner. To ensure the content on our Platform is presented in the most effective manner for you and your computer or mobile device Contract performance, legitimate interest (to improve the Platform and report internally on usage and gain insight on user basis at a statistical level). To enable the Client/s to analyse University Student engagement data. Contract performance, legitimate interests (to allow the Client to assess how the platform is being engaged with).Ethnicity To collate statistical data Monitoring equality of opportunity. Professionals/Executives, alumniContact information such as names, email addresses;
Gender;
Level of Education;
Company Name;
Industry;
Function;
Job Title;
Course;
Primary Major;
Graduation Year;
University;
Free School Meals;
Sexual Orientation;
Disability;
Year of birth;
Password;
To enable Professionals, University Alumni and Business School Students to engage with The Pay Index platform. Contract performance, consent (you have the right to opt out at anytime by contacting The Pay Index).Legitimate interest (to ensure the database is accurate and up to date and communicate with users). To send monthly product communications and re-engagement communications for inactive accounts as part of the Platform Legitimate interest (to ensure the database is accurate and up to date and communicate with users). To administer and improve the Platform and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes in a pseudonymised manner. To ensure the content on our Platform is presented in the most effective manner for you and your computer or mobile device Contract performance, legitimate interest (to improve the Platform and report internally on usage and gain insight on user basis at a statistical level). To enable the Client/s to analyse Professional, Alumni & Business School Student engagement data. Contract performance, legitimate interests (to allow the Client to assess how the platform is being engaged with). Ethnicity To collate statistical data Monitoring equality of opportunity. With your permission and/or where permitted by law, we may also use your personal data for marketing purposes, which may include contacting you with information, news, and offers on our services. We will always work to fully protect your rights and comply with our obligations under the Data Protection Legislation and the Privacy and Electronic Communications (EC Directive) Regulations 2003, and you will always have the opportunity to opt-out. We will always obtain your express opt-in consent before sharing your personal data with third parties for marketing purposes and you will be able to opt-out at any time by following the opt-out links on any marketing message sent to you. You have the right to withdraw consent to marketing at any time by contacting us.
We do not use your personal data in any automated decision making and/or automated profiling. We will only use your personal data for the purpose(s) for which it was originally collected unless we reasonably believe that another purpose is compatible with that or those original purpose(s) and need to use your personal data for that purpose. If we do use your personal data in this way and you wish us to explain how the new purpose is compatible with the original, please contact us.

5. WHERE WE STORE YOUR PERSONAL INFORMATION
Your Personal Data is maintained, processed and stored by us in the UK. Your Personal Data may be accessed from outside of the UK by our service providers and these countries may not offer an equivalent level of protection for personal data.
Your passwords are stored on The Pay Index’s servers in encrypted form. We do not disclose your account details to anyone except when legally required to do so. It is your responsibility to keep your password secure. Unfortunately, the transmission of information via the internet is not completely secure. Although The Pay Index will do its best to protect your personal data, we cannot guarantee the security of your data transmitted to our Website or Client Microsite/s, any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent any unauthorised access.

6. DISCLOSURE OF YOUR INFORMATION
We may also disclose your personal information to third parties in the following circumstances:
Purpose of disclosure and third party(s) to which disclosure might be made‍Use JustificationThe Pay Index may share certain Personal Data with Clients and Partners where necessary for the provision of our services. Such Personal Data may include: Personal Data submitted in the creation of a The Pay Index account (such as name, email, etc)Contract performance, legitimate interest (to allow our service providers to provide the necessary services).If The Pay Index or substantially all of its assets are acquired by a third party, personal information about our Clients will be one of the transferred assets.Legitimate interest (to sell our Company or assets), Consent (for sensitive personal data).If we are under a duty to disclose or share your personal data in order to comply with any legal obligation or to protect the rights, property, or safety of The Pay Index, our Clients, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection. Legal obligation.We may disclose your personal information to third parties, the court service and/or regulators or law enforcement agencies in connection with proceedings or investigations anywhere in the world where compelled to do so. Where permitted, we will direct any such request to you or notify you before responding unless to do so would prejudice the prevention or detection of a crime. Legal obligation (to cooperate with law enforcement and regulatory authorities).

7. HOW LONG WE RETAIN YOUR PERSONAL DATA
We will hold the above information for as long as is necessary for the purposes relevant to the use of such information, as set out in this privacy policy. Once your account is terminated or deactivated, we shall delete the personal data relating to your account within 14 days.
Some Personal Data may need to be retained for longer than this to ensure The Pay Index can comply with applicable laws and internal compliance procedures, including retaining your email address for marketing communication suppression if you have opted not to receive any further marketing. If information is used for two purposes, we will retain it until the purpose with the

Last updated on January 12, 2022inspo is a product of The Pay Index.
These Terms and Conditions (the “Terms”) incorporate the terms of use and service if and to the extent that you (the “Consumer”) have entered into an agreement with us (“The Pay Index” and/or “TPI”, and/or our subsidiary websites “Propella” and/or “inspo”) for subscribed access to our service by submitting your order through our website. The Terms should be read alongside our Privacy Policy (published on our website at www.thepayindex.com/privacy-policy) which describes the uses we make of personal data. Any other document to which these Terms expressly refer is incorporated by reference into these Terms unless otherwise stated.

1. Definitions
“Business Day” - means a day other than a Saturday, Sunday or public holiday when banks in London, UK are open for business.
“Intellectual Property Rights” - means all intellectual and industrial property rights of whatever nature (whether registered or not) and all applications for the same which may now or in the future subsist anywhere in the world, including the right to sue for and recover damages for past infringements comprised in or relating in any way to the software anywhere in the world and all rights pertaining thereto (including without limitation all code relating thereto), whether recorded or registered in any manner, or otherwise, including without prejudice to the foregoing generality, patents, trademarks, registered designs (including applications for any of the same), copyright, design, rights, semi-conductor topography rights, database and software rights, trade secrets, know-how, business names, trade names, brand names, domain names and all other legal rights anywhere in the world protecting such intangible property
“TPI Data” - means data that has been collected through a number of sources including executive provided data; publicly reported data; and bought in data from 3rd party providers.

2. The Contract
Your order to purchase an annual or lifetime subscription constitutes a contractual offer that TPI may, at our sole discretion, accept. Acceptance of the offer will be confirmed by email shortly after payment has been made by you. This will create a legally binding obligations between you and TPI for our subscription services and together with these Terms shall form the agreement (the “Agreement”).

3. Your Account
3.1 In order to access your account and use any of our services, you will need to create a username (email address) and a password (“Account Details”). You will also be asked to provide certain information about yourself which shall allow us to offer data relevant to you.
3.2 All Account Details are confidential and must not be disclosed to any third party. You are responsible for all use made of our services using your Account Details. If you know or suspect that anyone other than you knows your Account Details, you must promptly notify us at support@thepayindex.com.
3.3 We have the right to disable all Account Details if in our reasonable opinion you have failed to comply with any of the provisions of these Terms.

4. Your Subscription
4.1 If you purchase an annual subscription, you will have access to the TPI Data for an initial term of twelve (12) months from and including the date you receive a confirmation email from us. Your subscription shall automatically renew for successive terms of twelve (12) months unless terminated in accordance with our termination provisions. We shall notify you thirty (30) days in advance of your renewal date.
4.2 If you purchase a lifetime subscription you will have access to the TPI Data for your lifetime.

5. Payment
5.1 Once you have selected an annual or lifetime subscription you will be directed to make your payment via Stripe. For details of their terms and conditions please visit their website at www.stripe.com.
5.2 We may from time to time change our prices. Changes in price will not affect any subscription that you have already purchased and will apply to you upon renewal or at the start of any new subscription. We will inform you of any change in price in relation to your subscribed services, a minimum of sixty (60) days before any price change takes effect. If you do not agree to such a change, you may cancel the contract by written notice, effective upon your next renewal date.

6. Data Submitted by You (“Individual Data”)
6.1 you must ensure that your Individual Data is accurate, as the value of our service to you is dependent on the accuracy of all information submitted to us. Therefore, we ask that you keep your Individual Data up to date annually or more frequently when changes occur. We also reserve the right to not include some or all of your Individual Data for any reason.
6.2 You retain ownership of your Individual Data, and you grant us a perpetual, fully paid up, royalty free, irrevocable, sublicensable licence to use (including commercially), incorporate, process, aggregate and analyse your Individual Data into our service, subject to our compliance with our obligations under these Terms.
6.3 Unless otherwise notified to you, we will only use your Individual Data to create and make available aggregated, statistical, or other non-personal anonymised information. We will not allow our market information to disclose any information from which you might be identified as the source or the subject of any particular piece of information, and it will be stored and processed in a secure manner that ensures its anonymity.

7. Termination
7.1 Your Agreement may be terminated by either party without cause by giving at least fourteen (14) days’ written notice in advance of your renewal date.
7.2 If you terminate without cause, we cannot offer any refunds and you will continue to have access to your subscribed service for the remainder of your current subscription, whereupon the Agreement will end.
7.3 If you terminate within 14 days post contract any service used to the point of cancellation must be paid for, but a partial refund will be offered to you by TPI.
7.4 This Agreement may be terminated immediately by notice in writing:
7.4.1 by TPI if you fail to make a payment by the due date, and such payment has not been made by you following thirty (30) days written notice (which may be by email) of such failure given to you by TPI notwithstanding any other provisions for late payment in these Terms;
7.4.2 by either party if the other party is in material or continuing breach of any of its obligations under these Terms, and fails to remedy the same (if capable of remedy) for a period of thirty (30) days after written notice of the breach is received by one party from the other party; or
7.4.3 by either party if the other party is involved in any legal proceedings concerning its solvency, or ceases trading, or commits an act of bankruptcy or is adjudicated bankrupt or enters into liquidation, whether compulsory or voluntary, other than for the purposes of an amalgamation or reconstruction, or makes an arrangement with its creditors or petitions for an administration order, or has a receiver or manager appointed over all or any part of its assets or generally becomes unable to pay its debts within the meaning of Section 123 of the Insolvency Act 1986, or anything analogous to such event occurs in any applicable jurisdiction.
7.5 If TPI becomes entitled to terminate the Agreement for any reason, any undisputed sums then due to TPI will immediately become payable in full.
7.6 Any termination of the Agreement in accordance with Clause 11 of these Terms will be without prejudice to any other rights or remedies of either party under the Agreement and/or these Terms or at law and will not affect any accrued rights or liabilities of either party at the date of termination.

8. TPI Information
8.1 Our content is based on information that we have obtained from numerous sources. While we use reasonable endeavours to collate that information correctly, we cannot either verify or guarantee its accuracy. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of our content.
8.2 Although we make reasonable efforts to update our content and information in so far as is permitted by applicable laws, we make no representations, warranties or guarantees, whether express or implied, that our content is accurate, complete or up to date, that it will meet your requirements, that it will not infringe the rights of third party users or that it will be compatible with all software and hardware.
8.3 Where we provide links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them and we neither assume nor accept responsibility or liability for the content of third party sites.
8.4 If you have any serious concerns about information provided by us, please contact us at support@thepayindex.com

9. Data Protection and Privacy
9.1 All information constituting personal data will be collected, processed and held in accordance with applicable data protection laws and regulations, including the provisions of EU Regulation 2016/679 General Data Protection Regulation as amended and incorporated into UK law by virtue of s.3 of the European Union (Withdrawal) Act 2018 (“GDPR”) and your rights under the GDPR or superseding legislation.
9.2 For complete details of our collection, processing, storage, and retention of personal data including, but not limited to, the purposes for which personal data is used, the legal basis or bases for using it, details of your rights and how to exercise them, please refer to our Privacy Policy which is available on our website: www.thepayindex.com/privacy-policy.

10. Confidentiality
10.1 We acknowledge that any information about you that you provide to us is confidential information (“Confidential Information”). We shall ensure that our employees:
a. take all reasonable actions necessary and appropriate to preserve the confidentiality of and prevent the disclosure of your Confidential Information;
b. not show or otherwise make available any of your Confidential Information to any individual, other than those individuals working for TPI with a legitimate business reason to know such information to perform their duties or supervisory, compliance and risk management responsibilities, auditors or legal counsel; and
c. not use any of your Confidential Information other than as permitted in these Terms.
10.2 The obligation of confidentiality described above shall not apply to information that:
a. has been voluntarily disclosed to the public by you;
b. entered the public domain; or
c. was known by us prior to its receipt from you; or
d. has been anonymised and made available to other users.
10.3 This Clause 14 shall continue to apply after the termination of your Agreement without a limit of time.

11. Intellectual Property
11.1 “THE PAY INDEX”, “PROPELLA” and “INSPO” are our trademarks. You are not permitted to use those marks without our approval, unless they are part of material you are using as permitted under Clause 4 above.
11.2 You acknowledges that all Intellectual Property Rights belong to TPI and that the only reason you are provided with access to and use of the Intellectual Property Rights subsisting in our website or any element of our website or our services is to enable you to use our services in accordance with your Agreement.
11.3 The Intellectual Property Rights in any bespoke products provided or services provided to you by TPI shall, on creation of the rights, vest in TPI. You assign (by way of present and, where appropriate, future assignment) all such Intellectual Property Rights with full title guarantee to TPI.
11.4 You covenant to TPI that you will not use the Intellectual Property Rights for any purposes other than those set out in these Terms, and that the Intellectual Property Rights in any development or other improvement enhancement, or any other alteration to the code comprised in the Intellectual Property Rights will be the property of TPI. You will do nothing (nor omit to do anything) which may compromise, qualify or detrimentally affect in any way the Intellectual Property Rights or TPI’s title to it.
12. Damages and Limitation of Liability
12.1 As stated above at Clause 8 of these Terms, the information provided by TPI is for the purposes of interest and information only, you are advised not to rely on it. The following provisions are therefore considered reasonable and if you do not wish to agree to them, please do not use the subscribed services. These provisions apply to loss or damage howsoever arising, whether foreseeable or otherwise, whether in contract, tort (including negligence), breach of statutory duty or otherwise.
12.2 We do not exclude or limit in any way our liability to you to the extent that it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation. Subject to these exceptions:
a) OUR LIABILITY IN RESPECT OF ANY SPECIAL, PUNITIVE OR EXEMPLARY LOSS OR DAMAGE IS EXCLUDED ENTIRELY.
b) OUR LIABILITY IN RESPECT OF ANY LOSS OF PROFITS, LOSS OF EARNINGS, LOSS OF OPPORTUNITY, LOSS OF ANTICIPATED SAVINGS OR OTHER FINANCIAL LOSS IS EXCLUDED ENTIRELY.
c) OUR LIABILITY IN RESPECT OF ANY LOSS OR DAMAGE TO GOODWILL OR REPUTATION IS EXCLUDED ENTIRELY.
d) OUR LIABILITY IN RESPECT OF PAID-FOR CONTENT SERVICE RECIPIENTS IS LIMITED TO A SUM EQUIVALENT TO THE SUBSCRIPTION PAID FOR THAT SERVICE DURING THE 12 MONTH PERIOD IN WHICH THE RELEVANT LOSS CAUSING EVENT AROSE. OTHERWISE, OUR LIABILITY IN RESPECT OF YOUR USE OF OR INABILITY TO USE THE PAY INDEX IS EXCLUDED ENTIRELY.
e) OUR LIABILITY TO THIRD PARTIES IN RELATION TO YOUR USE OF THE PAY INDEX IS EXCLUDED ENTIRELY.
f) ALL CONDITIONS, WARRANTIES, REPRESENTATIONS, GUARANTEES RELATING TO THE PAY INDEX, WHETHER EXPRESS OR IMPLIED, ARE EXCLUDED ENTIRELY TO THE EXTENT THAT IT IS LAWFUL FOR THEM TO BE SO EXCLUDED.
g) IF ANY OF THE ABOVE PROVISIONS ARE FOUND TO BE ILLEGAL, INVALID OR UNENFORCEABLE, THE PROVISION(S) SO FOUND TO BE ILLEGAL, INVALID OR UNENFORCEABLE WILL BE DEEMED DELETED FROM THESE TERMS, AND THE REMAINDER OF THESE TERMS SHALL CONTINUE TO APPLY IN FULL.

13. Amendments to the Terms and Conditions
We may amend these Terms from time to time and shall communicate any material changes to you in writing within a reasonable amount of time before such changes are implemented. Please ensure that you read and understand our Terms before you continue to use our service.

14. Force Majeure
Neither party will be liable for any failure or delay in performing their obligations pursuant to the Agreement where that failure or delay results from any cause that is beyond their reasonable